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Can you buy grounding products with FSA or HSA funds?

 Which grounding products you can buy with FSA or HSA funds at Earthbound, how pre-tax checkout works, and what to do before the December 31 deadline.

Michael G. Collins
Michael G. Collins, MHA, MSc. Human Factors Engineering
October 21, 2026
Can you buy grounding products with FSA or HSA funds?
This content is for general educational purposes only and is not medical advice. Please consult a qualified healthcare provider for personalised health guidance.

Last updated: October 21, 2026

 

Yes. Earthbound accepts HSA and FSA payment on its grounding products, which the site describes as saving up to 30% by paying pre-tax. Six items qualify, from the mattress pad to the pillow case and grounding mat. Many FSA plans forfeit unused funds after December 31, so the last weeks of the year are when to use the balance.

How it works at Earthbound

Earthbound's FSA/HSA page explains the process. In short: you qualify through a short eligibility step at checkout, then pay with your HSA or FSA card or submit for reimbursement, depending on your plan. Because the money is pre-tax, the site describes the effective saving as up to 30%. Keep your receipt; plan administrators may ask for it.

Six eligible items

  1. Earthbound® Grounding Mattress Pad — from $119.99. Carbon fiber, works through your fitted sheet, 90-night trial, lifetime warranty.
  2. Earthbound® Grounding Pillow Case — $44.99–$49.99; two for $89.98.
  3. Earthbound® Grounding Mat — $35.99–$49.99 for desk or floor use.
  4. Earthbound® Grounding Sheets — $89.99–$139.99, 95% organic cotton, 5% silver.
  5. Earthbound® Grounding Quilted Pad — $149.99–$189.99.
  6. Earthbound® Bundle — the sleep set in one order.

Eligibility is handled at checkout; the product pages carry the "HSA/FSA eligible" line.

The deadline

Most FSA plans run on the calendar year. Some allow a grace period into the following March or a limited carryover; many forfeit the balance on December 31. Check your plan documents. Orders ship within 24–48 hours, with 2–7 day delivery in the US and Canada, so an order placed in the last week of December still lands in time to be dated this year.

Eligible Earthbound products, as listed on tryearthbound.com on October 21, 2026
Product Listed price What it grounds Trial · warranty
Grounding Mattress Pad From $119.99 Whole body overnight, through fitted sheet 90-night · lifetime
Grounding Pillow Case $44.99–$49.99 Face, neck, scalp 90-night · lifetime
Grounding Mat $35.99–$49.99 Feet or wrists at a desk 90-night · lifetime
Grounding Sheets (fitted) $89.99–$139.99 Whole body overnight, skin contact 90-night · lifetime
Grounding Quilted Pad $149.99–$189.99 Whole mattress 90-night · lifetime
Earthbound® Bundle See product page Sleep set 90-night · lifetime

Why the pad is the usual choice

If you are spending a balance you would otherwise lose, the mattress pad is the item that gets used eight hours a night for years: carbon fiber that will not oxidize, a 90-night trial that starts at delivery, and a lifetime warranty.

Earthbound® Grounding Mattress Pad: the facts

Earthbound® Grounding Mattress Pad · From $119.99 · 4.8 | 1523 Reviews

  • Made with conductive carbon fiber — inert, durable, resistant to oxidation.
  • Connects to the Earth through any standard grounded wall outlet.
  • Delivers 6 to 8 hours of passive grounding overnight, with no charging or maintenance.
  • Works through your fitted sheet using proprietary Near Field™ Earthing technology.
  • 1.85mm — undetectable under sheets

Sizes available to fit across all mattress sizes: Split Mattress - (28" x 70" in) · Single - (28" x 70" in) · Twin - (30" x 75" in) · Twin XL - (38" x 80" in) · Full - (54" x 75" in) · Queen - (60" x 80" in) · King - (76" x 80" in) · California King - (72" x 84" in)

Materials: 75% Breathable Vegan Leatherette, 25% Conductive Carbon Fiber - Graphene Blend. Color: Black with breathable perforations. The surface is a soft vegan leatherette blended with conductive carbon fiber, BPA- and phthalate-free and dermatologically tested, so it's comfortable even for the most sensitive skin.

Care Information: Solvent-free wipe-down, occasional cold wash when needed. Will not degrade like silver.

Do I need bare skin contact? No. Near Field Earthing works through a layer of fabric like your fitted sheet or pajamas, so you can sleep normally and still stay grounded.

How do I set it up? Lay the pad under your fitted sheet, plug the grounding cord into a grounded wall outlet, and sleep. No apps, no charging, nothing to remember. A region-specific outlet adapter is included. FREE Outlet Tester included with every order.

Will it last? Yes. It is built from conductive carbon fiber, which will not oxidize or lose conductivity over time, unlike silver-thread products. It is a buy-it-once product, backed by a lifetime warranty.

Is it safe? The grounding cord includes a built-in 100k ohm resistor for safety. No electricity flows into the pad. Only the Earth's free electrons.

90-Day Money-Back Guarantee: Ground consistently for 30 nights. If you are not satisfied, you get a full refund for up to 90 days after delivery.

Shipping: Orders ship within 24–48 hours. Shipping is free on orders over $50, which includes every mattress pad. We ship only from tryearthbound.com — never through Amazon or other marketplaces.

See the Earthbound® Grounding Mattress Pad →

Frequently asked questions

Are grounding mats FSA eligible?

At Earthbound, yes; the grounding mat carries the HSA/FSA eligible line and eligibility is confirmed at checkout. Other retailers vary; Hooga's mat page also lists HSA/FSA payment.

Is a grounding mattress pad HSA eligible?

Yes at Earthbound. The product page lists HSA/FSA eligible, with the site describing the pre-tax saving as up to 30%.

Do I need a letter of medical necessity?

Eligibility is handled through a short step at checkout on Earthbound's FSA/HSA page. Keep the documentation it provides along with your receipt in case your plan administrator asks.

What happens to FSA money I don't use by December 31?

It depends on your plan: some forfeit it, some allow a grace period or a limited carryover. Check your plan documents before relying on either.

Can I use the 90-night trial on an FSA purchase?

Yes. The guarantee is the same regardless of payment method: ground consistently for 30 nights, with a full refund available for up to 90 days after delivery. Ask your plan how refunds to an FSA card are handled.

The information in this article is for informational purposes only and does not constitute professional advice. These statements have not been evaluated by the Food and Drug Administration. These products are not intended to diagnose, treat, cure, or prevent any disease. Customer reviews reflect individual experiences and are not intended to represent typical or guaranteed results. Competitor prices, policies and specifications were read from each brand's own website on October 21, 2026 and may change — verify before buying.

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